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Archive for 26. February 2009

Hack of a second U.S.-based payment processing firm exposes accounts used in Internet, phone transactions, according to credit union alerts

http://www.darkreading.com/

http://www.darkreading.com/security/attacks/showArticle.jhtml?articleID=214502489&cid=nl_DR_WEEKLY_H

Alan’s Note First: Someone should fix those credit card processors - or whoever is responsible for processing holds on many sales and not clearing those holds. I often get Pending Transactions followed by the Actual Transaction - even on purchases where there’s no reason for a hold to be placed. You see holds, I thought, were supposed to go on Rental Cars and Hotel Rooms - and such where you’re not done owing them money. But it seems like more and more “everyone” is holding first and then charging… and often not releasing the hold before the charge. Many card holders may not realize this is happening on credit cards - because they don’t watch their transactions on a daily basis. I do. Most of the merchants where this happens tell me (wink wink) that this is OK if will come of in week or 10 days. To which I reply (wink wink) why don’t you just send me $1000 and I’ll hold it for you 10 days and then give it back. Fair is fair after all. What I’m saying is that something’s broken there. With real-time transactions … the hold goes in right quick … the transaction goes in right quick. There’s no fricking reason I can see that the release of the hold cannot go in right quick. There’s no reason to double bill someone for any length of time. If anyone can tell me a reason - I’d love to hear it?

(off of soapbox, engage regular article mode…)

* That being said … “those that have the ability to take action have the responsibility to take action” (I heard  that on one of the National Treasure Movies - supposedly derived from a line in the Declaration of Independance *I believe*.) Those that handle our money should be liable for any losses we have whenever they would fail to properly secure our transactions and our information. (here goes the real article)

Hack of a second U.S.-based payment processing firm exposes accounts used in Internet, phone transactions, according to credit union alerts

Feb 23, 2009 | 02:40 PM

By Kelly Jackson Higgins
DarkReading

Brace yourself for another payment-processor breach: A second U.S.-based payment acquirer/processor has been hit with a network hack that exposed consumers’ credit card accounts.As of this posting, the victim firm’s identity had not been revealed. According to several credit unions, Visa recently alerted them that another payment processor had discovered a data breach. Among the credit unions issuing alerts about the breach on their Websites are The Tuscaloosa VA Federal Credit Union and the Pennsylvania Credit Union Association. The Open Security Foundation has a notice posted on its DataLossDB site.The latest breach follows that of Heartland Payment Systems, which went public on Jan. 20 about discovering malware on its processing system; some security experts have called it the largest security breach ever. Heartland processes 100 million payment card transactions per month for 175,000 merchants.(more at the link)

Alan Spicer Marine Telecom

http://www.marinetelecom.net

http://www.wifiyacht.net

+1 954 683 3426

Yachts: ASMT Occassional Bulletin: Mobile Internet Users - Fax and Email Tips…

* This one went out on the email wire today, so I’ll post it here as well… 

ASMT Occassional Bulletin…

* A couple of tips for our yachting mobile Internet users. Two things that can help out with your mobile office which is probably going on more than 1 Internet Connection depending on your location (Satellite, Cellular, WiFi, etc.)

1.) Efax.com - for fax via any broadband connection (in and out, with your own fax #)

2.)  http://www.authsmtp.com for sending emails with Outlook, Outlook Express, Vista’s “Windows Mail” - which is basically Outlook Express Reloaded. Basically many ISP’s will allow you to send email when you are on your home connection with them, but once you go on another connection mobile - they block sending as a Spam Prevention Measure. Some, such as Google’s Gmail have SMTP AUTH all set up because they know that everyone is all over the place and not on their networks. Others such as Bellsouth.net seem to be behind the times.

That’s a good idea to use that authsmtp.com to allow SMTP (outbound email) relay on multiple Internet Connections. I’ll have to save that one for my clients as well. In fact I plan on writing an article on it and blogging it and sending it to my customers as well. I haven’t had anyone ask that question in awhile. We used to get that on Fleet 55 and 77 system customers and such.

Here’s the why for why that happens:

http://www.google.com/search?sourceid=navclient&ie=UTF-8&rlz=1T4ADBF_enUS255US256&q=sendmail%2bprevent%2brelaying

No company wants to be an “Open Relay” allowing anyone on any Internet Connection to send Emails - because that would allow spammers to abuse their SMTP Server. I am surprised that by 2009 that Bellsouth/AT&T haven’t implemented a POP3 first or SMTP AUTH method of allowing their actual customers to send Emails when on a Mobile Connection.

Gmail is using simple SMTP AUTH and SSL and different ports (SMTP: 465 POP3: 995) to allow their users to send from any connection. My web host on 1and1.com is also using SMTP AUTH. Bellsouth however has me down as well when I’m not on my DSL connection. But I’m phasing off of Bellsouth.net email anyway.

* Everyone have a good day and a good week!

Alan Spicer Marine Telecom

http://www.marinetelecom.net

http://www.wifiyacht.net

+1 954 683 3426

Marine Communications and Internet Access

* I also posted this on gCaptain forums under YouBlog.

I work in communications, primarily marine communications lately (5 years). I work with sail and motor yachts, but the same ideals work for most vessels big enough for persons or crews to live onboard for extended periods of time.

There are multiple methods of Internet Access around for marine vessels. Many of them are very recent as far as how long they have been available.

What kind of Internet Communications a vessel uses depends on a couple of things… Their Budget (or companies budget) … and How much time they spend on the “Deep Blue Sea” where no land-based (terrestrial) Internet Connections can be used.

There is also something called Sail Mail (and others?) that work via MF-HF SSB Radio and for low volume / low content text only emails and some weather content uses.

Inmarsat has been around for a long time - and it seems to me was the “gold standard” until less than half a dozen years ago or less. Mini-M’s and Fleet (33, 55, or 77) systems as well as the old Saturn B - were, and in some cases still used.

Starting in the 2000’s (I came into this in early 2004) vessels started using Cellular by installing gear that did GSM for voice but also included GPRS Internet. It wasn’t the easiest thing to install because typically it took a 9-pin modem cable connection to a PC and knowing how to set that up to make it work.

Also WiFi Hotspots … crews were already getting that on laptops - so companies started making gear to share the wifi onto the boat without having everyone connect independantly - and to bring better signal and connection into the vessel.

Cellular is also going into 3G - so there are things like GSM’s outgrowth to UMTS - with HSPA - High Speed Packet Access - now available to individuals - so thusly vessels could take advantage of this as well by using router boxes designed to share such connections. They made it a bit easier to connect since the old modem cable thing went away.

Back on Satellite… newer VSAT systems came out from SeaTel and Nera (Nera later dropped out of satellite?) and KVH. Even more recent the Fleet Broadband - which is basically BGAN at Sea, and KVH’s Mini-VSAT or Tracphone V7 have come out. I didn’t say they were cheap - but the do work in a lot of places (Deep Blue Sea) where the other stuff just won’t work.

I usually recommend that vessels implement at least 2 or more of these things - so that they can choose a least-cost system to use depending on their geographic location and wether or not they are near land or in dock or not.

I also have a longer article on Cellular Internet as it pertains to marine vessels… if anyone’s interested. I’d have to figure out how to post it on here with the pictures that come with it. But I’ll do it if there is enough interest.

I’m also interested in other uses for computers and computing devices, including newer hand held cellular and such gear - as well as Navigation and Piloting uses of all sorts of Methods and Communications that touch computer and computer-like gear. A lot of things are bumping together even entertainment stuff is having networking these days. Nobeltec Radar goes over a CAT5 cable and is picked up by the computer using TCP/IP just like the Internet and Local Network stuff works.

It’s cool stuff … but always it’s nicer when technology helps to make a captain and crews life easier on marine vessels.

__________________

Alan Spicer Marine Telecom

http://www.marinetelecom.net

+1 954 683 3426

communications (at) marinetelecom.net

A little nautical ditty… Rules of the Road

Found on gCaptain.com forums.

The Rule of the Road

When all three lights I see ahead,
I turn to Starboard and show my Red:
Green to Green, Red to Red,
Perfect Safety — Go Ahead.

But if to Starboard Red appear,
It is my duty to keep clear –
To act as judgment says is proper:
To Port or Starboard, Back or Stop her.

And if upon my Port is seen
A Steamer’s Starboard light of Green,
I hold my course and watch to see
That Green to Port keeps Clear of me.

Both in safety and in doubt
Always keep a good look out.
In Danger, with no room to turn,
Ease her, Stop her, Go Astern
.

Alan SPicer Marine Telecom

http://www.marinetelecom.net

+1 954 683 3426

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